How do I get the bills and utilities due on my new home?

Collect information: Get details about utilities and services from the previous owner or real estate agent. Contact providers: Call or email service providers to transfer services into your name. Schedule transfers: Set a date with providers to switch services to your name, on or before closing if possible to avoid shut off fees. Update billing: […]

What happens after I’m approved for my mortgage?

Approval received: When the bank says “yes” to giving you the money for your home, you move to the closing stage. Paperwork and payments: At closing, you sign important papers like a contract that says you’ll pay back the money and other documents that show you own the home. You also pay the costs for […]

How do I know if I’ll be approved once my offer is accepted?

Lender review: The lender carefully looks at all the documents and information you provided for your mortgage application. Approval or denial: Based on their review, the lender decides whether they will approve your mortgage application or deny it. Approval means they agree to give you the money to buy the home, while denial means they […]

My offer on the home was accepted now what?

Appraisal: The lender wants to check if the home is worth the amount you want to borrow. They hire an expert to evaluate the property and make sure it’s a good investment for both you and the lender. Home inspection: It’s smart to hire someone to inspect the home thoroughly. They’ll look for any problems, […]

How do I apply for a mortgage?

Gather documents: Collect proof of income, employment, and credit history like w-2’s, paystubs, federal tax returns Choose a lender: Find a lender that offers the right mortgage options for you like Breezy Mortgage! Fill out the application: Complete the mortgage application form with accurate information, it’s simple and secure to do online. Submit documents: Provide […]